Purpose: For the cost you did not plan for – the car, the tooth, the boiler, the phone.
When to use: Use this in the first day or two after an unexpected cost lands.
Worksheet prompts
- What happened, and what does it look like it will cost?
- How urgent is it, really?
- Who could tell you what it actually needs?
A friend who knows, a helpline, a second quote. - What is one thing you can do about it this week?
The first shock is the loudest part. Let it settle before you decide.