Purpose: Turns money worry into what can be done now and what has to wait.
When to use: Use this at a time of day when you could actually make a call if you wanted to.
Worksheet prompts
- What money worry is loudest right now?
- What is the real next step – one call, one form, one number to look up?
- Who might help with this – a person, an office, a payment plan?
- When it hits at 2 a.m., when nothing can be done, what will you do then?
Money worry is loudest in the hours when no office is open. That is not a sign it is worse.